Simple Ways to Make & Save Money
Objective: Raising your 401k contribution rate by just 1% is one of the easiest ways to improve your savings rate. Assuming you make $50,000 gross annually, a 1% increase would only reduce your take-home pay by about $30 a month, while increasing your future nest eggs by tens of thousands of dollars.
Action Required: Log into your HR website today and make the change.
Source: MyMoneyBlog
There’s nothing that I hate more than wasting money. You’ll be surprised at how much extra money you can save by just eliminating controllable purse and wallet busters.
Lowering these expense means giving up on things that you don’t need or just reducing the amount of time or money invested in these things.
Here is a short list of expenses that I try to control daily, weekly and monthly.
What are some of the expenses that you try to control?
Tax time is one of the most enjoyable times of the year for me. It’s time to get back a little of what the government took from me last year. I really look at taxes as a deferred savings plan.
One thing that bums me out is the cost of doing taxes. That’s why free is always a nice option.
Shoot over to the IRS’ website to check out their free file options.
“With Free File, you can:
• Get a fast refund, often in 10 days or less with Direct Deposit.
• File your taxes any hour of the day or night.
• Save paper—and that helps all of us.
And, with Free File you can relax because you’ll:
• Benefit from Free File’s automatic checks for accuracy.
• Receive a quick confirmation within 48 hours that your return was received.
• Know that your return is safe and secure.”