Hi my name is Cas and I made this blog to show everyone how a little information can put a 180 degree spin on your financial success. I went from just a regular computer guy to paying down all of my debt. I even had change left over to take a couple of nice vacations by simply spending a few minutes online! I’ve been making money online for five years and I’ve been silent about it until now. This is one of my checks I received from Google for 3 months of work. This was the first step in creating a work at home business. In 90 days I was able to get a $8,000 check from Google which I will never have to pay back and quickly started an online Google business which makes me over $2,500 a month with about 10 hours of work per week. I filled out only 2 forms online for a business kit and an easy program called Google Money. I’ll admit, when I read the name Google Money Tree, I immediately thought it was a scam. I read through the page quite thoroughly and convinced myself to give it a shot. That was probably the best decision I ever made. Google Money proved to me that you can make a lot of money by participating in online surveys and by running searches in search engines like Google and Yahoo. Companies pay you because you provide them with valuable information that can be used to improve their products and/or services. Google Money Tree has step-by-step guides on how to find these high paying surveys and searches and literally get paid to sit at the computer and surf the web. I’ve operated several online businesses and participated in plenty of MLM programs but Google Money has taken my at home business to another level. Here’s why I love Google Money:
How did I start…
Click here to sign up for Google Money
Make Money With Google
Make Money With SourceKey
SourceKey - Resell Wholesale Products + Make Money Online -Recurring Pay! I use SourceKey to get access online wholesale vendors. This is a great way to start your own online marketplace and/or side hustle. I’ve been using Sourcekey to get wholesale pricing on everything from Ipods to Wiis. Source Key charges a small membership fee to join their website. Inside Source Key’s member section you will find numerous help articles that cover everything from how to find a supplier, how to talk to them, how to send them money, how to sell the products, how to get customers, and even how to get your own website off the ground.
How To Improve Your Fico Score
It takes time and there is no quick fix. In fact, quick fix efforts can backfire. Scores reflect credit payment patterns over time with more emphasis on recent information. The best advice is to manage your credit responsibly over time. Scores automatically improve, as one’s overall credit picture gets better. That means showing a historical pattern of paying your bills on time and using credit conservatively. DO: Get Your FICO Score and Credit Check For Free - www.ficotools.com
Here are some suggested tips to follow:
1. Pay your bills on time. Delinquent payments and collections can have a major negative impact on your score.
2. If you have missed payments, get current and stay current. The longer you pay your bills on time, the better your score.
3. If you are having trouble making ends meet, contact your creditors or see a legitimate credit counselor. This will not improve your score immediately, but if you can begin to manage your credit and pay on time, your score will get better over time.
4. Keep balances low (1-9% util) on credit cards and other revolving credit. High outstanding debt can affect a score.
5. Pay off debt rather than move it around.
6. Re-establish your credit history if you have had problems.
7. Opening new accounts responsibly and paying them off on time will raise your score in the long term.
8. Note that it is OK to request and check your own credit file. This will not affect your score, as long as you order your credit file directly from the credit reporting agency or through an organization authorized to provide credit files to consumers (such as myFICO).
9. Apply for and open new credit accounts only as needed.
10. Have credit cards but manage them responsibly. In general, having credit cards and installment loans (and paying timely payments) will raise your score. Someone with no credit cards, for example, tends to be higher risk than someone who has managed credit cards responsibly.
DON’T:
1. Close unused credit cards as a short-term strategy to raise your score. NEVER close an open account unless it is costing you money!
2. Open a number of new credit cards that you do not need, just to increase your available credit. This approach could backfire and actually lower your score.
3. If you have been managing credit for a short time, do not open a lot of new accounts too rapidly. New accounts will lower your average account age, which will have a larger effect on your score if you do not have a lot of other credit information. Also, rapid account build-up can look risky if you are a new credit user. Do your rate shopping for a given loan within a focused period of time. FICO scores distinguish between a search for a single loan and a search for many new credit lines, in part by the length of time over which inquiries occur.
Just 1%
Action Required: Log into your HR website today and make the change. Source: MyMoneyBlog
Objective: Raising your 401k contribution rate by just 1% is one of the easiest ways to improve your savings rate. Assuming you make $50,000 gross annually, a 1% increase would only reduce your take-home pay by about $30 a month, while increasing your future nest eggs by tens of thousands of dollars.
Reduce Controllable Expenses
There’s nothing that I hate more than wasting money. You’ll be surprised at how much extra money you can save by just eliminating controllable purse and wallet busters. Lowering these expense means giving up on things that you don’t need or just reducing the amount of time or money invested in these things. Here is a short list of expenses that I try to control daily, weekly and monthly. What are some of the expenses that you try to control?
Make More Money At Work
This question is thrown out very often. How can I make more money on the job? It’s a very easy to move up on the pay scale. The answer: 1. Do more to get noticed 2. Keep on doing “more” while adding on new “mores” 3. Get paid more, or network your self into a more profitable position 4. Repeat 1 -3 It’s always hard to ignore the guy that does it all but make yourself an expert. Make yourself valuable by being the one that everyone has to turn too (including the boss). It can be discouraging in the beginning of this cycle. Run it through to the end. Becoming the expert by doing more always pays off, even if it means working harder. The wealthiest people you know, started off as hardworking experts 
Help From The Feds: Free Tax Preparation
Tax time is one of the most enjoyable times of the year for me. It’s time to get back a little of what the government took from me last year. I really look at taxes as a deferred savings plan. One thing that bums me out is the cost of doing taxes. That’s why free is always a nice option. Shoot over to the IRS’ website to check out their free file options. “With Free File, you can: • Get a fast refund, often in 10 days or less with Direct Deposit. And, with Free File you can relax because you’ll: • Benefit from Free File’s automatic checks for accuracy.
• File your taxes any hour of the day or night.
• Save paper—and that helps all of us.
• Receive a quick confirmation within 48 hours that your return was received.
• Know that your return is safe and secure.”